Agencies Issue Guidance Addressing HELOC End-of-Draw Periods
On July 1, 2014, the federal financial institutions regulatory agencies, in conjunction with the Conference of State Bank Supervisors, issued guidance describing the core principles that should govern...
View ArticleCredit Risk Challenges over the Next 18 Months
During the most recent offering of RMA’s Credit Risk Management Audio Conference Series, three senior credit officers shared the issues they are facing today. Richard Barbercheck, Chief Credit Officer,...
View ArticleDiligence and Forward Thinking Top Themes of Keynoters at RMA’s Annual...
Kicking off RMA’s Annual Risk Management Conference on Sunday, October 26, Spyro Karetsos, Principal and Director of Enterprise Risk Management, Vanguard Group, addressed over 640 attendees with the...
View ArticleDay One Annual Risk Management Conference Highlights #RMACONF14
The Federal Reserve estimates that just short of 60% of the outstanding HELOCs originated between 2004 and 2008, at the peak of the real estate run-up, will hit end-of-draw between 2014 and 2017. Many...
View ArticleCentralized and Decentralized Approaches to Underwriting and Portfolio...
During the most recent offering in RMA’s Credit Risk Management Audio Conference Series, Mike Weltzer, SunTrust, and John A. O’Connor, Praxis Advisors, LLC, discussed the issues currently facing small...
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